Remember the kid in first grade your teacher caught lying? He learned it was wrong to lie but the people who run GC Financial Services, a debt collection agency based in Texas and Illinois, apparently never did.
GC Services is calling consumers in Rhode Island but, rather than displaying its true name and out-of-state phone number on caller ID, it is manipulating the system and displaying a local number: (401) 227-1008 Citadel believes that bit of deception violates the federal Fair Debt Collection Practices Act, specifically 15 USC 1692e (10), and it is preparing to sue them for lying.
If GC Services fooled you into thinking someone local was calling you, let us know so we can teach them it is wrong to lie. And check out these complaints about the debt collector GC Services:
If GC Services lied to you, or harassed you, contact Citadel or an attorney who handles FDCPA cases. Help finding one is available through the National Association of Consumer Advocates.
Susan Carroll, in East Greenwich, Rhode Island, helps Citadel research issues like this.