Call from 1-866-254-7556?

If you receive a call from Eastern Capital, at 1-866-254-7556, be very careful. I recommend you a) ask them for their mailing address, b) take detailed notes about what they say, and c) that you talk to a lawyer familiar with the federal Fair Debt Collection Practices Act (FDCPA) before you send them any money.

It is very easy for scam artists to buy lists of people who are in debt.  The criminals then call and try to scare them into paying money they do not owe or that the fraudster has no right to collect.

Here are some ways to protect yourself when dealing with debt collectors:

• NEVER wire them money.
• NEVER allow them to withdraw money right out of your bank account.
• Always ask them for a mailing address.
• Always ask them to mail, not fax or e-mail, you proof you owe the debt.
• After you receive the proof in the mail, mail them a Bank Check or US Postal Service Money Order.

Eastern Capital Debt Collectors

I do not know if Eastern Capital is a scam. But I do know that they are not licensed to collect debts in Rhode Island even though they tried to collect one from a person in Warwick, Rhode Island. They used the phone number (866) 254-7556.  They may also be calling people in Fall River or New Bedford, Massachusetts.

Learn More

Read about fraudulent debt collectors here and about your rights under the FDCPA here

Fight Back

If you think a debt collector tried to pull a fast one on you, file a complaint here with the Federal Trade Commission and contact an attorney who handles consumer cases in your area.