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Massachusetts Used Car Lemon Law Applies to Dealers & Individual Sellers

Massachusetts Used Car Lemon Law Applies to Dealers & Individual Sellers

If you bought a used car from a private seller or a dealer in Massachusetts, and it cost at least $700 and had less than 125,000 miles on it, you are probably protected by the Massachusetts Used Car Lemon Law.   You may also be protected by the Massachusetts Consumer Protection law known as 93A. Read the full article…


RI Used Car Safety and Inspection Requirements

RI Used Car Safety and Inspection Requirements

Under Rhode Island law and the regulations adopted by the Rhode Island DMV, car dealerships in Rhode Island: Cannot display a used car for sale unless it has a valid inspection sticker on it. Cannot sell a car unless it is in a condition to pass inspection. (Having a sticker is not enough; it must Read the full article…


Can a repair shop keep your car if you do not pay? Probably not.

Can a repair shop keep your car if you do not pay? Probably not.

There are many valid reasons you might refuse to pay a repair bill for your car. The garage may have: 1.Overcharged you; 2. Done work you did not authorize; 3. Not fixed it correctly. In Rhode Island, a repair shop generally must return your car – even if you have not paid the repair bill Read the full article…


Reward for Turning In Unemployment Cheaters

Reward for Turning In Unemployment Cheaters

People who illegally collect certain unemployment benefits are cheating the federal government; the U.S. Attorney in Rhode Island claims to have caught one and is suing him under the federal False Claims Act for triple the amount he wrongfully collected. Regular citizens can also file False Claims lawsuits against companies and individuals who defraud the Read the full article…






Labor Day 2014

Labor Day 2014

Kudos to the RI Labor History Society and Scott Molloy for reminding us of the role Rhode Islanders played in winning decent wages and working conditions for blue collar workers. Today the Society observed Labor Day with a commemoration of The Saylesville Massacre, in then Lincoln (now Central Falls) Rhode Island. You can read more Read the full article…


Debt Settlement & Debt Negotiation Scams: The CFPB Catches Another One

Debt Settlement & Debt Negotiation Scams: The CFPB Catches Another One

I have never seen a client benefit from hiring a company to negotiate with their creditors to settle their debts. Companies that promise to settle your debts for pennies on the dollar, or promise to negotiate your debts way down, are usually scams or a complete waste of your money. Their entire industry is overrun with Read the full article…


Think Twice Before Paying A Debt Collector

Think Twice Before Paying A Debt Collector

The New York Times published this excellent article exposing the shady underbelly of the debt collection industry. Here are some of the things it reported that should cause you to pause before paying a debt collector: Old debts “enter a financial netherworld where strange things can happen. A gamut of players – including debt buyers, collectors, Read the full article…